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Insurance

Protection sized to your liabilities and dependants.

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What you get

Term life cover

Pure risk cover at the lowest cost, typically 10–15 times annual income.

Health insurance

Family floater or individual, sized for your city's hospital costs.

Critical illness

A lumpsum on diagnosis, separate from hospitalisation reimbursement.

Personal accident

Income replacement if disability stops you from earning.

At a glance

Cover typeWhat it pays forWho it suits
Term lifeDeath benefit to nomineeAnyone with dependants or loans
Health floaterHospitalisation costsFamilies with young children
Critical illnessLumpsum on diagnosisPeople with family history
Personal accidentDisability and income lossFrequent travellers, field roles

Figures shown are illustrative and depend on the scheme, issuer and prevailing rates. Nothing here is a guarantee of return.

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